What are Chime Instant Loans?

Chime Instant Payday Loans That Accept Chime (catnailhome.ru) provide easy access to money when you need it to cover an important expense. The money will be available in the Chime Checking account as soon as you take the loan. Your app can be used to view your balance and to set up automatic payments for loan installments.
How can you obtain a business loan?

The current loans are only available to members who meet the criteria. If you have been approved for the loan, you'll receive a push notification. If you've just repaid your loan, we will notify you when another one is available.

If you want to qualify for a loan, there are certain things you must be aware of:

A Chime account that has been in good standing
Regular direct deposits to Chime's Checking Account
Chime has no outstanding loans

How much can I borrow

Chime Instant Loans start at $100. Our eligibility criteria may be higher.
I am eligible to receive more than the amount I took out. Do I have the option of increasing my credit?

Whatever the size of the loan it isn't possible to increase the amount you borrowed. You will need to repay the loan you have already paid off, and Chime will let you know when a new loan is available.
Do loans carry an interest rate?

Yes. A $100 loan has the interest rate of 5*. The interest rate will be higher when your loan is greater. The interest rate is lower if your loan is paid back early. Furthermore, you won't be charged any additional fees to apply, or for late or early repayment.
How do you make loan repayment work?

The loan can be repaid in three (3) monthly installments*. The most efficient method to repay the loan is to enable autopay within the app settings. Autopay will take the funds from the funds from your Chime Checking account. We'll notify before any transaction is processed. You can make payments manually through your app If you prefer not to use autopay.

You can make additional payment on your loan, even though autopay has been turned on. This will save you cash on interest.
What happens if I do not pay my bill?

If you don't make a payment, you won't be assessed a late fee or additional interest beyond what you signed up to pay when you signed the loan. SpotMe limits can't be raised if your accounts aren't in good order.
I've paid off the loan. What do I have to do?

After you've completed your repayment on your loan another loan offer will not be available. If you are eligible for another loan you will receive a push notification.