For those who require a lot of cash quickly and in a hurry, same-day loans can serve as a lifesaver. Sunny can make it simple to apply for this type if loan. Sunny's broker partners have access to the most reputable lenders in the market and will quickly make the transfer if your application is approved. Panel members from lenders make loan applications as easy as they can. Sunny is a loan broker whose broker partner searches the market for you which means you don't need to. Once you've been accepted and the lender has a transfer option, the lender can deposit the loan on the same day directly to your account at the bank. We do not charge fees. This means there aren't any application or administrative costs to consider when making an application for a loan. Similar Articles Eligibility requirements for a same-day Loan If you're seeking same-day loans in an emergency situation, it is recommended to first confirm your eligibility. Sunny has a few requirements for customers. The minimum age requirement is 18 years old and a UK citizen. You are not able to be bankrupt or face other financial problems and you must not earn a regular income. The brokers we work with will require proof of your address, as well as confirmation that you've got an account with a bank. A credit and affordability check is required. This ensures that you are in a position to pay the loan after you've received your loan. It also looks at your credit score to help make a decision about your application. Representative 89% APR A representative example: Borrowing: Total Repayable: 18 Months: PS1000, Total Interest: PlayStation853.43, Total Interest (Variable), 89.9%. Rates from 9.3 APR to 1721 APR of 1. Your no-obligation quote will include an APR. The term of the loan can range anywhere from 3 to 36 months. It is subject to the lender's approval. Sunny Loans is a registered trade name of Upward Finance Limited. This introducer is appointed by Flux Funding Limited. Flux Funding Limited is a credit broker , not a lender. Repayment terms for loans are 3 to 36 months. Warning: Late repayment can result in serious financial problems. For help, go to www.moneyhelper.org.uk. Information Hub on same day loans Our information hub provides answers to many of your most frequently asked questions about same day loans. You can either consult our FAQ section for answers to more questions or talk to our friendly UK-based customer support team. What is a same-day credit? Are you eligible for same-day loans? What is the process of receiving loans on the same day? Can I get the same day loan? How can I check and improve my credit score? When is a same-day loan an ideal idea? Find out more about loans for same-day payday The availability of same day loans is an effective way to deal with unexpected expenses. According to the name the term "same day loan" generally refer to the fact that if your loan is approved, you can receive the funds within the same day, making it possible to swiftly and efficiently cover any unexpected costs. This type of loan is designed for very small sum and short-term lending. Loans with a same day payout are a popular financial solution when struggling to cover an unplanned, but essential expense and to make ends meet too. Since the loan can be approved within a short time, you can solve your financial problems quickly. Sunny offers instalment loans from PS100 all the way to PS2,500. The time frame for repayment is determined by the amount you are able to borrow. With one of our broker partners, we hope you will find a loan that suits your individual financial situation. The repayment plan will automatically distribute the repayments over time to meet your budget. Online accounts are available from most lenders. You can use the account to make additional payments, cut down on your timeframe and even make your loan payment early. This can help you save money on interest. While same-day loans may seem attractive to some but they should only be utilized occasionally to pay for emergencies or unexpected expenses. It's not recommended to make use of them on a regular basis or to cover a long-term financial need. You should never borrow more than you could afford to repay. Not to mention ensure that you carefully research the lender and loan prior to submitting an application. Sunny can help Along with the flexibility available to borrowers Our partner's network of lenders make loan applications as easy as it is. Sunny is a loan broker's partner. Sunny collaborates with lenders who can help anyone, regardless of credit history. Sunny will provide you with an instant decision when your loan application is received. We don't charge fees, which means there's not any application or admin costs. The flexibility offered by lenders means that you are able to apply for a loan and choose to pay it back over 3 to 36 months. Looking for alternatives lending options For a variety of reasons, you may need a loan on the same day. Based on your personal situation, we've created various guides to help determine the payday loan that is the right choice for you. Loan Guides Bad Credit Loans Cash loans Short-term loans