What exactly is a Same Day Loan? A loan that is same-day means that the loan application gets approved the same day and you are able to receive the money in a matter of minutes. They are designed to be used in urgent situations where you require immediate cash needs. Apply today for a quick decision We'll pay you the small loan today if accepted and most days you'll have the loan in your bank account within an hour! We do not charge customers a fee for our same-day service, however take note that even if we fund your loan the same day, how fast the money arrives will depend on your bank's speedier payment policy. Can I get a Same-Day Loan 24/7? The same-day cash loan can be used online 24/7 seven days a week. We understand that those who need cash fast and in financial straits typically apply for loans that are same day. Therefore, we try our best to process loan applications on the same day as quickly as possible. Quick Loans Express provides PS500 loans and PS1,000 loans. We offer both payday loans as well as same-day loans for those who are in financial trouble. Quick Loans Express can help you out of financial distress and cover unexpected costs. Additionally, our 9-month loans allow the borrower to pay as many as 9 monthly installments. We'll consider applicants who have poor credit scores as long as they pass our affordability tests and fulfill other eligibility criteria. The loan funds are transferred into your UK bank account the same day that the loan is approved. What if I am receiving Benefits and want to get same-day loans? It is essential to have a steady source of income in order to qualify for a loan with us. We will only approve loans if the applicant can prove that they are able to pay for the loan. You're eligible if you are earning enough from benefits to pay monthly loan repayments. What happens if I'm not able to pay my payday loan on the same day? You could be eligible to refinance the loan if you are unable to make the payments by the due date. This will result in a greater interest rate. If you're truly in financial trouble we can set up affordable installment plans. It is important to plan your repayments prior to applying for a payday loan online. Loans for payday that are too costly could be costly and cause serious financial problems. What can Quick Loans Express' Same Day Loans be used to? The short-term loans can be utilized to help with emergency cash to cover an unexpected expense. This could be to pay for unexpected bills or to make repairs to your car or washing machine automobile. A one-day loan shouldn't be used to resolve long-term money issues. It is unsecured and is only intended to provide short-term financial assistance. There are many options available when you're in the burden of debt. Lenders offering same-day loans that do not require a credit check must be avoided The Financial Conduct Authority considers same-day loans in the UK without creditworthiness checks unsafe and reckless. Due to this, when your credit rating is low, you may not be able to afford the loan. Responsible lenders will scrutinize your credit score to ensure that you don't get any loan that may create financial issues. A lender that doesn't do a credit check, or provides guarantees for same-day loans could result in serious money issues. We do not recommend using these lenders. There are numerous debt relief organizations such as StepChange that can help those who are struggling to get a loan. Make sure you borrow from a licensed and regulated lender. Check this out on the website of Financial Conduct Authority (FCA). Are Quick Loans Express's Loans right for you? It is crucial to evaluate all credit applications carefully. Are you able to get a loan? Maybe you could approach a relative for assistance. It is possible to obtain a loan at the lower cost if are unable to find another option. Like the bank loan. Be sure to exhaust all options prior to applying for credit that is short term If you've decided that a payday loan is the way to go, carefully consider what loan amount you are able to afford. Online same-day loans are an alternative to payday loans. Quick Loans Express in less than 5 mins Flexible Repayments The loan doesn't have to be repaid on payday. Instead, monthly installments can be used to repay the loan. If you have money in advance, you can make the payment in advance to avoid interest. You could even make partial upfront payments to reduce your total payment. Quick Loans Express allows you to reduce time spent by paying your loan as quickly as is possible Bad Credit OK Our company has been offering bad credit loans from 2005. Whatever your credit score might be you're still eligible to apply. Although we will look at your credit history when you make an application for credit, we're more focused on whether or not you are able to manage to pay for the amount. Quick Loans Express is a direct lender with no hidden charges and low rates of interest Trusted Direct Lender We lend fairly and responsibly. The process involves credit checks as well as an affordability assessment. We're committed to protecting our customers' financial security. Click here to download our application form. Why should I select Quick Loans Express over a Direct Lender for a Same Day Loan? Quick Loans Express has been helping thousands of people in financial emergency across the UK with instant loans. We are a licensed and regulated lender that will only loan to individuals who are able to pay the loan back. We offer instant payday same day loan loans as well as 6-month loans. We have everything you need to learn about us here. Are you a broker? The only direct lender in the UK that offers broker services. What does this all mean? This means that we might not be able to offer direct loans to you. We will instead inquire if it's okay for us to find another lender who could approve your application. If you do not want to benefit from this option, not tick the box that appears at the top of the form. We are an authorized credit broker, so your personal information is safe. We do not guarantee you'll receive a loan the next day, regardless of whether you're referred to another lender. If you have questions please call us at 0203 909 5555. We can help you get a loan