No Credit Check Loans

Many people are looking for the credit check day loans as they're worried about being rejected due to poor credit scores. Or they just desire to prevent the possibility of having another loan request added to their credit report. This is understandable , however it's impossible. All FCA regulated lenders in the UK are required to perform a credit check on their applicants. To find out if they are eligible, a soft search is conducted in this instance. The search doesn't leave any lasting marks on the report.

Additionally, it's important to note that both the borrower and the lender are covered by the credit report. Our lenders practice responsible lending. They will not loan you more money than you can repay. This is how debt related issues can arise. In addition, affordability is a factor that lenders view as more important than normal credit scores. Therefore, even if you wanted a loan without a credit check performing one may not necessarily be a bad thing.
No Guarantors

Omacl.co.uk does not offer loan products that require a guarantor. It is a loan without guarantor service. If your application is denied, there will be no opportunity to provide a reference or ask for the services of a Guarantor. Be aware of this when you submit your loan application.
Guaranteed Same-Day Loans

Because of the lender's discretion funds can't be released on the exact day. The internal processing systems of your bank can also play a part. Different banks have different cut-offs and execution times , and they are more likely to process transactions than other banks.

The majority of customers receive their loans on the same day that they made their application. But, it is possible for your application to be delayed if you applies outside of normal work hours, on weekends, or during a bank holiday.

For a secured, same-day loan make sure you submit your application as early as you can on a typical day to maximize your chances of receiving funds on the same day.
What can I use to get a same day loan for?

All loans made available through Omacl.co.uk are considered cash-based loans, for any purpose. This means that you're allowed to use the money to do whatever you want. It's evident that we ask for the reason why you need the loan. But, the loan isn't contractually tied to any such.

Here are some of our customers' most popular applications for the same-day loans application process.
Common applications for same-day loans

Assistance with mortgage and rent payment.
Assistance with bills, for example, phone, tax, or utilities.
Consolidation of loans with existing ones and avoidance of additional charges
Make ends meet till the end of the month.
Food, transport daily living.

Unemployed? Receiving Benefits? You may still be eligible for a loan now

Finding a same-day loan isn't easy if you're not employed. There's no way around this. However, this doesn't mean it is impossible. Our lending partners usually approve loan applications from persons in unemployment and those who are in the process of receiving benefits. The loan will be granted when you earn an income.
The loan program is for those who are unemployed.

If you're unemployed but still have an income source, such as redundancy payments, benefits, or pensions, you could still apply. The lenders we work with typically make eligibility determinations based on an affordability check in addition to standard credit scoring and checking. This involves a basic calculation based upon your current income less monthly expenditure to determine whether you're able to pay the necessary repayments.
Loans for people on benefits

Omacl allows you to apply for same-day loans even if you are receiving benefits. It all depends on the type of benefit you receive. Certain benefits are considered income while others aren't. Universal credit and child benefit, as an instance, are classified as income. However the housing benefit and job seekers allocation would not. This page offers additional information.
Omacl Customers Love Omacl - Here's Why

Omacl is considered one of the market leading companies in the same day lending sector. Our customer service is the main reason. Our customers appreciate the fact we keep our word. We respond promptly. Our customers are kept up-to-date about every step of the application process. The process of applying is simple and transparent.

We pride ourselves on offering simple and quick same day loan approval to our clients in times of urgent need. Omacl can assist you during times of need. Whatever your financial situation is We can assist you. We can assist you.