These loans are the lifeline for those who need money fast and in the case of an emergency. Sunny lets you apply for these types of loans. If it is approved, Sunny will provide a quick decision from the market-leading panel lenders and transfer the funds quickly. Panel members from lenders help loan applicants make loans as simple as is possible. Sunny is a loan broker. Sunny's broker searches for loans within your area to ensure that you don't have to. Once your loan application has been approved, the lender can transfer your loan from the same day to your account at the bank. We don’t charge fees. That means there are no application costs or administrative costs that could be added to the application for loan. Similar Articles Eligibility for a same day loan It is important to first confirm whether you qualify for the same day loan. Sunny's customers have to meet a number of conditions. You must first be at least 18 years of age and be you must be a UK resident. Additionally, you cannot be bankrupt or insolvent and have a steady source of income. When you apply for a loan, our broker partner's lenders will need proof of your address and proof that you have an account with a bank. Additionally, you'll need to sign an affordability and credit test. This ensures that you will be able to pay back your loan on time and examines your credit history to determine whether you qualify. Representative 89 per cent Annual Percentage Rate An Example of a Representative Loan: Borrowing for PS1000 for 18 Months, Total Repayable at PS1853.43 and Total Interest of PS853.43 and Interest rate (variable): 89.9% Rates range from 9.3% APR and 1721% Your no-obligation estimate and APR will depend on your personal needs. Lending terms range between 3 and 36 months. The loan term is subject to approval by the lender. Sunny Loans is a registered trading name of Upward Finance Limited, who is an introducer appointed agent of Flux Funding Limited, who is a credit broker and not a lender. The terms of loan repayment are 336 month loans. Warning: Inadequate repayments can result in serious financial issues. For help, go to www.moneyhelper.org.uk. Information Hub on loans for same-day use We've addressed some of the most common questions around same day loans in our info hub. If you have any additional questions, our FAQ section can aid you. Or you can contact our customer care team in the UK. team. What is a Same-Day Loan? Are you able to get same-day payday loans? What is the procedure for receiving loans on the same day? What happens if I need a loan the next day? What can I do to improve my credit score? What is the best time to make a same-day loan an ideal idea? Information on same day loans These loans are an effective way to deal emergency situations. The name says it all the same day loans permit you to access funds quickly and easily for unexpected costs. The type of loan you can get is usually for a small amount and is usually on the basis of a short-term loan. The loans that offer a same-day payout are a popular financial solution for those who are struggling to cover an unexpected but urgent cost and make ends meet, as well. The loan will be granted quickly, so you can deal with your financial concerns right away. Sunny provides instalment loans starting at PS100 up to PS2,500. The time frame for repayment is determined by how much you are able to borrow. Our broker partners can help you locate a loan that's flexible and suits your financial needs. Your repayment plan will automatically distribute your payments over a number month to meet your budget. You can access your lender account online to make additional payments or to reduce the duration of the plan. With numerous lenders, this can allow you to pay in advance and avoid interest. Although quick loans can sound appealing, they are meant to be used to cover the occasional unplanned expenses. It's not advisable to utilize them regularly or to cover a longer-term financial need. You should never borrow more than you can be able to pay back. The last, but certainly not least be sure to do your research on the loan and the provider prior to submitting an application. How Sunny can help Our lender network makes loans easy by offering the flexibility needed by borrowers. Sunny is a loan broker partner and Sunny has a relationship with lenders that can help anyone regardless of credit score. Sunny will quickly respond to your request for a loan. We don't charge any costs – there's not an application fee or admin cost. The flexibility of lenders mean you can request the loan and then choose to pay it back over three to 36 months. Are you in search of other loan options? For many reasons, you may need an immediate loan. We've put together a number of resources that can assist you in determining if it is the right choice for you, based on your circumstances. Guides to loans Bad Credit Loans Cash loans Loans for short-term duration