Online Bad Credit Same Day Loans Are you facing an urgent expense to cover? It could be a boiler that isn't working or an urgent medical bill, you simply can't afford to stand for a while. There's a chance that you don't have savings. Our quick, instant loans are available depending on your financial capacity. Apply online for loans ranging from PS100 to PS1,000, with no security or guarantor. We will transfer your loan as soon as possible when you are approved. We consider more than your credit score. You could still qualify for same-day loans even if you don't have good credit. Find out more about cash-on-the-spot loans. How to apply for Dot Dot Loans. What are the same-day loan options? All loans that can be transferred to your account at the same day your application is approved are regarded as. They often come with an easy online application process and swift response from lenders. These loans can be used to cover unexpected expenses that cannot wait. This is why they are a short-term financing option. You can get small amounts of money to fix temporary issues and repay it in some weeks or even months. What are the uses of same-day cash loans? The unexpected costs or natural disasters could make it difficult to access your savings. Loans online that offer same-day financing are readily available to help you with the cost of paying in the shortest time possible. It could be: Home maintenance like repair to the boiler or washing machine Motor vehicle repair costs and MOTs Invoices for vet or medical expenses Life is unpredictable - however, knowing that you can obtain an advance loan in the next day can be enough to ease the pressure. What are the benefits of online loans that are accessible within a matter of hours? You won't have to go through a lengthy application procedure or wait for weeks for an answer as you would with other types of personal finance. Dot Dot Loans is a rapid loan lender for people who have bad credit. You'll get a decision in a matter of minutes and your loan will be transferred swiftly, provided you meet the affordability requirements. Applying online means that you don't need to go to a store or bank. You can utilize your computer, laptop, or smartphone to apply in a matter of minutes, and continue with your day. Many same-day cash loans are available without the requirement of the security of a guarantor or security. You may find it easier to be approved for these loans if you've got low credit scores. Even if you've got bad credit, you can still get quick loans for low credit. What are the different types of online loans available on the same day? Instalment and payday same day loan loans are two of the most popular sources of quick cash. Both are able to be utilized to the same purpose However, there are significant distinctions in the way they operate. Payday loans can be used to make ends meet until your next paycheck. You'll then have to repay all of it in one installment. They could come with the highest interest rates and costly late payment charges that could cause more problems than they solve. Instalment loans could be a more convenient alternative. Instalment loans permit you to spread out the cost of your loan with less monthly installments. We offer loans that are available on the same day that are free of hidden late payments fees and an easy application. What are guaranteed same-day loans? Certain lenders might offer instant cash advances. This means they'll approve your request. There are even guaranteed same-day loans to those who have poor credit, provided you have a guarantee. However, these claims may appear too good to be true. All lenders that are authorised by the Financial Conduct Authority must offer loans that are ethical and fair. To ensure that you are not being entangled in debt, you will need to conduct affordability checks. Responsive lenders may offer to transfer the loan as quickly as they can if you've submitted your application. However, they cannot guarantee approval. What is the process for same-day loans? Dot Dot Loans allows you to apply for loans as fast as possible. To figure out how much you'll need, you'll have to calculate payment terms and check your total costs before you submit an application. We provide same-day cash starting from PS100 up to 1,000 PS. You will repay the loan over 3-9 months according to the amount you are able to borrow. Apply online within minutes to get a quick approval and a decision in hours. As a responsible lender we'll conduct credit and affordability checks to help us provide a loan that we're confident you can afford. In certain situations we're able to offer immediate loans to UK residents with bad credit. However the loan is contingent upon being able to pay. Your loan could be in your account within 24 hours of approval. We provide funding for approved loans 24 hours a week. Your payments will be collected in a timely manner. Short-term loan Illustration of a Representative Example You can borrow PS250 for three months and pay each month PS133.65 Total amount to be paid PS400.95 The interest rate is 284.76 percent p.a. (fixed). 1228.67 percent APR Representative. Dot Dot Loans is the right choice for you as your lender on the same day We make it simple, fast, and easy. We're a same-day loan direct lender for those with bad credit also, which means you'll know who you're dealing with. You can be confident in applying online for one of these same-day loans. Quick: Apply within minutes and get a fast decision, and get your money the next day (subject to the affordability). Honest: The amount you agree in advance will be the amount you'll pay back. Flexible: Borrow between PS100, PS1,000 , and spread the cost out over 3-9 months, based on how big your loan. Responsible lending is something we do at Dot Dot. This means that we will always conduct an affordability check in the application for a loan. It's a win-win for both you and us since it guarantees you that you can be able to manage your loan in a responsible manner. Customer care is friendly: Our customer care team is eager to help. Recommendation Trustpilot's independent review website has rated us as 'excellent''. Is a Same-Day Loan available? Taking out a same day cash loan online if you have bad credit isn't always the best alternative. Be realistic about the amount of the money you'd like to borrow, your reasons for needing it and the way you'll be able to pay for the monthly payments. If you're already in debt, a new loan is unlikely to make your situation easier. We may connect you with PayPlan, one of the UK's leading free debt advice providers, if you're worried about the management of a loan. MoneyHelper, StepChange, National Debtline and National Debtline offer impartial and free advice on debt. Do I meet the requirements to be eligible for a Dot Dot Loans online loan in a matter of hours? Dot Dot Loans will grant you a same-day cash loan in the event that you: Are you at least 18 years old You have a residence in the UK You're currently working or receive benefits You have an active email address, as well as your mobile number You have bank account information and debit card details Are there loans available on the same day with bad credit? As with all responsible lenders we also have our own criteria to help us decide whether we can give you a loan. Be aware that your credit score doesn't have any bearing on the decision. We'll also consider your income and expenditures. It is possible to secure a loan with same day payout with bad credit, subject to affordability. How much can I take out on cash the same day? You could apply for a quick-term loan between PS100 and PS1,000. We will fund it the same day that it's approved, 24/7. What exactly does Dot Dot's day-to-day UK loan mean in terms of repayments? You can spread the cost of our same-day cash loans for bad credit in fixed instalments of 3-9 months, depending on how much you take out. Make use of the sliders in our short-term loan calculator to find out what repayment terms are offered. After you've been approved once you've been approved, we'll take your payments automatically via Direct Debit. Even though your monthly installments will be identical, we understand that things could change. Our team of experts can help you set up a new plan if you worry about missing or being behind. Although there isn't a charge for late payments however, we can be charged for late payments. However, it can damage the credit score of yours. What is the interest rates? The amount you borrow will determine the interest rate. Use our short-term loan calculator to determine what yours could appear like. The rates are fixed upfront. This means that the amount of interest you pay every month will be the same. This can make the same day loan easier to budget for. Are there any extra fees? We do not charge late charges for payments, or interest to the regular price and any other fees. Take out a loan in the UK today! Credit for emergency cash with bad credit is available immediately. Use our short-term loan calculator to begin. You can pick the amount of money you would like to borrow , and then see how your monthly installments will look. Also, you can check the total amount you'll have to pay back. Once you've decided to take the offer After you have accepted the offer, click "apply now" to proceed to the application form. Keep in mind that we consider more than your credit history, which is why we can provide same-day loans to people with bad credit in some cases. We'll contact you as soon as possible. Approved loans may be funded at any time of the day, 24 hours a days. You can review our FAQs to find out more information or contact our helpful team with any queries.