No Credit Check Credit Checks

They might be seeking an with no credit check the same day loan due to the fact that they are afraid of being rejected because of their poor credit score. Or they simply wish to avoid having another loan application record appear on their credit reports. While this may seem understandable, it is not possible. Every FCA-regulated UK lenders must conduct credit checks on their applicants. Our soft search is used to determine eligibility. This search is not able to cause permanent damage to your report.

It's also important to remember that credit checks are for the lender as well as the applicant. The lenders we work with adhere to responsible lending. We won't loan you more money that you are able to repay. This is why debt problems could develop. Additionally, affordability is a factor that lenders consider more important than normal credit scores. Even if the goal was to get an loan without a credit checking, a credit check could prove beneficial.
No Guarantors

Omacl.co.uk has no loan products that require a guarantee. Our loan product is only. We do not offer any guarantee. If you are denied your loan application and you are not allowed to ask for a guarantor or have your application processed again. This is something that you must be aware of prior to submitting your loan application.
Guaranteed Same-Day Loans

The lender has the option of deciding when the funds are released, so same day loans are not always secured. You also have to be aware of the internal processes of the bank. Different banks can process inbound transactions differently and have different cutoffs and execution times.

The majority of customers receive their loans on the same day that they made their application. Your application might be delayed if you submit your application outside of the normal hours of operation, on weekends or on holidays.

If you're in search of a guaranteed same day loan, submitting your application early in the day on a regular working day gives the highest chances of getting the money on the same day.
What Can I Use the same-day loan for?

Omacl.co.uk loans are regarded as cash loans and can be used to fulfill any need. That means you are able to use the funds for whatever you wish. We will however ask you for the reason behind the loan request in the process of applying. The loan itself is not contractually or legally binding.

Here are a few of our clients' most popular uses during the same-day loans application process.
Common applications for same-day loans

Assistance with the payment of mortgage or rent.
Assistance with phone bills, tax, and utilities.
Consolidation of existing debts and avoidance of additional costs.
Pay your bills until the next payday same day loan.
Food, transport and all day living.

Unemployed? Receiving Benefits? You still have the chance to Get a Loan Today

If you don't have a job it is difficult to get a cash loan in a hurry. This is the fact. This does not mean that it's impossible. Our lending partners typically accept requests for loans from people who are employed or who are currently on welfare. The application will be evaluated in the event that income is available.
Unemployed Lending

You are still eligible if you are unemployed and still have income sources, such as benefits, redundancy or pensions. The lenders we work with often look at affordability in addition to traditional credit scoring and screening. It is a simple calculation based upon your current income less each month's expenses to determine if you are able to make the repayments required.
Benefits Loans

Omacl offers loans on the same day for those who are already receiving benefits. It depends on which kind of benefit you've received. Certain benefits are considered income while others are not. Universal credit, as well as child benefit as an example, would be considered income. However benefits for housing and allocation to job seekers do not. Refer to our loans page for more guidance.
Customers love Omacl The Reasons!

Omacl is among the market leading companies within the same-day lending sector. This is because of our customer service. Our customers are happy with the way we carry out what they tell us to do. We are punctual in our delivery. We also inform our clients know what's happening every step of the process while making the application process simple and clear.

We are proud to offer fast and simple instant loans to our customers in their time of urgent need. Omacl is here to assist you during times of need. Whatever your financial situation, we can help you. We can assist you.