No Credit Check Loans

They might be seeking a without credit check sameday loan because they are afraid of being denied because of their poor credit score. They may also want to avoid another loan request record from being included on their credit file. It is difficult to understand however it is feasible. Every FCA-regulated lender in the UK must conduct a credit check on all applicants. For our application we perform an automated search to determine eligibility. The search doesn't make any permanent impressions on your application.

A credit check is crucial since it safeguards both the borrower as well as the lender. Our lenders practice responsible lending. They will not loan you more money than you can repay. This is why debt-related issues are very common. Also, affordability is a factor that lenders consider more important than normal credit scores. Even if you don't need to have a credit score assessment, it might still be an excellent idea to get one.
No Guarantors

Omacl.co.uk has no loan offerings which require a guarantor. It is purely loans that has no guarantor services. If your application is rejected and you are not granted the chance to make a request for a guarantee or have it reprocessed. It is a fact you need to be aware of prior to submitting your loan application.
Guaranteed Same-Day Loans

The lender is able to decide when the funds will be released, which means that same-day loans cannot always be secured. And the internal processing system at your bank also plays a role. There are various processing times for different banks, which means there could be a greater number of transactions.

The majority of customers receive their loans the very same day they apply. It is possible to delay the loan for a response if you apply after regular business hours or on weekend.

The best way to get the guaranteed next day loan as soon as possible is to submit your request at the beginning of the day of any normal working day.
What are the things I can use the same-day loan to pay for?

All the loans offered via Omacl.co.uk are considered cash-based loans that are available for any reason. You are therefore free to use the funds for whatever you wish. You will notice that we do request the reason for having a loan when you go through the application process. However, the loan itself is not contractually tide to such.

Here are a few examples of common uses that customers gave us during the same-day loan application process.
Common Uses to Same Day Loans

Assistance with the payment of rent or mortgage.
For help with bills such phone, utilities and tax.
Consolidation of debts, and avoidance or additional charges
Making ends meet until payday same day loan.
Food, transport and daily living.

Unemployed? Receiving Benefits? You still have the chance to get a loan today

If you don't have a job it is difficult to get a same-day loans. It's impossible to avoid this. But that doesn't mean to say it's impossible. Our lending partners typically accept requests for loans from those who are currently in unemployment or are receiving welfare benefits. If you have any form of income, your application will be assessed.
Loans for the Unemployed

It doesn't matter if your income source is not income, such as benefits, redundancy or pensions, as long as you're unemployed You can still apply. A lot of the lenders we work with are based on affordability. This is a simple calculation of your income and expenses per month to determine if you can manage the payments.
Benefits loans for individuals

If you're receiving benefits, you are welcome to request a same day loan via Omacl. It all depends what kind of benefits you're receiving. Some benefits are classified as income while other benefits aren't. Universal credit, or child benefit, could be classed as income. However housing benefit or unemployment allowance is not be. This page offers additional information.
Omacl is loved by customers This is why!

Omacl has been ranked as one the market top lenders for the same-day lending sector. The reason is our service. Customers appreciate the fact that we deliver on our promises. We do it quickly. We inform our customers throughout the application process.

We take pride in offering simple and quick instant loans to our customers in times of emergency. Omacl can help you if you have an urgent cash demand or need cash you need immediately. Whatever the situation, what you require the cash to pay. We can assist you.