No Credit Check Credit Checks

A few people specifically search for n credit check day loans as they fear that they won't be accepted due to their poor credit score. Also, they want to stay clear of another loan application being recorded on their credit reports. It is difficult to understand however it is feasible. All lenders that are regulated by FCA in the UK are required to conduct credit checks on potential applicants. In our case we perform an algorithm to determine the eligibility. The search doesn't leave a lasting mark on your report.

It's important to remember that a credit check safeguards the person applying and the lender. We partner with responsible lenders who won't loan you more than you can pay back. This is the reason why debt-related problems are common. Alongside affordability, regular credit scoring isn't considered by our lenders. Even if you do not require a credit check in order to be able to borrow money however, it might be a good idea.
No Guarantors

Omacl.co.uk's loan products do not require the use of a guarantee. We are strictly an online loan service without no guarantor service. If your application is denied and you are not able to request a guarantor or request a reprocessing of your application. Please keep this in mind when you make your loan application.
Guaranteed Same-Day Loans

The lender has the option of deciding when funds will be released, therefore same-day loans are not always secured. It's also essential to consider the internal processing of your bank. Certain banks are more prone to processing transactions than other banks, and have different cutoff and execution timeframes.

Most customers get their loan within 24 hours of submitting. It is possible that your application will be delayed if you apply outside of normal working hours and on weekends or holidays.

If you're in search of a guaranteed loan on the same day, submitting your application early in the day on a regular working day gives the highest possibility of receiving your funds on the same day.
What Can I Benefit from to get a same day loan for?

All the loans offered via Omacl.co.uk are considered cash loans that can be used for any purpose. That means that you can utilize the money for any purpose. We'll need to know the reason you need the loan. However, the loan isn't contractually tied to any such.

Here are some examples of typical uses that customers gave us in their request for a loan.
Common applications for Same-Day Loans

Assistance with mortgage and rent payment.
Assistance with paying bills like utilities, phonebills, or tax.
Consolidation of debts that are already in place and avoidance of any additional charges.
Making ends meet until payday same day loan
Transport, food, daily living.

Unemployed? Receiving Benefits? You still have the chance to Get a Loan Today

If you're not employed, you're going to find the process of getting a loan on the same day difficult. There's no way around this. However, it does not mean it's not possible. Our lending partners typically accept loan requests from unemployment recipients as well as current beneficiaries. If you have any form of income, your request will be assessed.
Unemployed Credit

Even if you aren't working but you do have an income source like redundancy benefits, retirement payments, or a pension you may still be eligible for a loan. We frequently work with lenders who determine eligibility based on affordability. This is in addition traditional credit scoring and checking. This is a quick calculation of your income and expenses for the month to determine whether you are able to afford the repayments.
Credit for people who are on benefits

Omacl lets you take advantage of same-day loans even if you are receiving benefits. It all depends what kind of benefits you're getting. Some benefits can be considered income while others are do not. Universal credit, or child benefit, would be classified as income. However housing benefit or job seekers' allowance would not qualify as income. For more information, go to our loan to individuals on our benefits page.
Omacl Customers Love It - Here's Why

Omacl is regarded as one of the market leading companies in the same day lending industry. Our services are the reason. Our clients appreciate that we deliver on our promises. We respond quickly. We make the application process simple and transparent by making our clients aware exactly what's happening throughout the process.

We provide fast and easy day-to-day loans for our customers at the moment of need. Omacl is here to assist you during times of need. Whatever your financial situation We can assist you. We can assist you.