Online Bad Credit Same Day Loans Do you have to pay for an immediate cost? You're not able to afford to not pay for an emergency expense for example, a broken boiler or medical expense. There may not be savings that you can borrow from. Our loans are simple and same-day. are available subject to your financial capacity. You can apply online for between PS100 and PS1,000 , with no guarantee or security. If you are approved, your loan will be processed the next day. We will also look at your credit history so that you are able to receive a same-day loan for poor credit. Find out the ins and outs of same day cash loans and how you can apply through Dot Dot Loans. What is instant loan? It's about any loan that you can have in your account at the very same day your application is accepted. These loans typically come with an easy online application, and quick responses from lenders. You can get the same day loan to pay for unplanned expenses that cannot wait. They are typically an excellent short-term loan option which allows you to borrow just a little amount to solve a short-term issue and then pay back what you owe in some weeks or months. Where can you find a same-day cash loan? When disaster strikes or unexpected expenses arise, it may not be as simple as reaching to your savings. Loans online that provide same day funding can help with unexpected costs. This could include: Repairs to washing machine or boilers could lead to high cost of home maintenance Costs of vehicle repairs or MOTs Bills for vet or medical care It's hard to forecast the future. Knowing that you could get a loan within a couple of hours could help alleviate your stress. What are the benefits of the same-day online loan It will not take weeks to receive an answer or to complete complicated forms like with personal finance. Dot Dot Loans is a quick loan lender for those with poor credit. You'll receive an answer within just a few minutes, and your loan will be transferred promptly, provided you meet all affordability requirements. Applying online also means you don't have to travel to a store or bank. It only takes a few minutes to fill out an application online using your phone, computer or laptop. Then you can get on with your day. A majority of same-day loans are available with no guarantor. These loans are typically smaller and easier to obtain if you have low credit scores. Our short-term loans for people with bad credit with same-day payout can assist you even when you have a poor credit score. What are the different kinds of loans that are available online on the same day? Instalment loans and payday loans are two of the most popular sources that offer cash in a hurry. Although both can be used for the same purpose but there are a few key distinctions in their operations. payday same day loan loans are intended to help you pay for your expenses until you receive your next pay check. Then, you'll need to repay all of it in one payment. These can be accompanied by high interest fees and costly penalties for late payments, which can cause more issues than they resolve. An instalment mortgage might be a better option. If you spread the cost of your borrowing over a long period, you can pay smaller monthly installments. We offer loans that are available on the same day that are free of charges for late payments and easy application. What are guaranteed same-day loans? Certain lenders might offer instant cash advances. This means they will approve your application. They might even offer that they will provide same-day loans to those with bad credit with no guarantor. But, these promises may seem too good-to-be true. Lenders that are authorized by the Financial Conduct Authority, (FCA) are required to provide loans in a fair and ethical way. This includes conducting affordability checks to prevent you from taking on debt that you may not be financially able to pay for. A reputable lender can assure you that they will transfer your loan the same day they accept your application. However, they cannot promise approval. What is the process for our same-day loan? function? Dot Dot Loans can provide a loan within 24 hours. Use our short-term loan calculator to choose the amount you'd like to borrow, and then check the repayment terms that are available, and then check your total cost before you make an application. We offer cash on the same day, starting at PS100 up to PS1,000. The repayment of the loan over 3-9 months according to the amount you are able to borrow. Apply online in minutes and receive a fast decision in the time that you require it. Being a responsible lender, we'll carry out credit and affordability checks to help us give you a loan we're confident that you'll be able to afford. If you're in a bad credit situation and you're unable to make regular monthly payments We can provide same-day loan to UK residents. The loan could be at your bank account on in the same day upon approval. We provide funding for approved loans 24/7 a week. After that, we'll take your payments automatically. Loans for short-term A great example Borrow PS250 for three months and then pay each month PS133.65 Total amount to be paid PS400.95 The interest rate is 284.76% p.a. (fixed). Representative 1228.67% APR Dot Dot Loans is the most suitable choice for a same-day loan lender We make things easy, simple and quick. We're a same-day loan direct lender for those with bad credit as well, so you'll know who you're dealing. You can feel confident applying online for these same-day loans. Quick Apply in a matter of minutes, get an instant decision and receive your loan on the same day (subjects are affordable). Honest Truthful: The amount you've agreed upon to pay upfront is the amount you'll pay back. Flexible: You can borrow between PS100 and PS1,000 , and amortize the loan over 3 to 9 months, based on the amount you need to borrow. Responsible: Here at Dot Dot, we aim to practice responsible lending. When we make a loan application, we perform an affordability review. This helps us and also benefits you by giving you confidence in your ability to control your loan. The customer service team is here to help. Recommendation: Trustpilot has rated us as a 'excellent' rating by our clients. What is the best moment to apply for an instant loan? A bad credit score isn't always the best choice when applying for a online same-day cash loan. Be aware of the amount you're applying for, why you're in need of it, and whether you can afford the repayments. It is not advisable to take out another loan if your debt is already excessive. PayPlan, one the UK's top-rated free debt advisors are available to you for any questions regarding managing your loans. MoneyHelper, StepChange and National Debtline each offer unbiased, independent advice on debt. Are I in compliance with the requirements to be eligible for a Dot Dot Loans online loan in just a few hours? Dot Dot Loans will grant you a same-day cash loan If you meet the following criteria: You must be 18 or older You have a UK postal address You are currently employed or receiving benefits. You have an active email address, as well as your mobile number Your bank account has information and the information for your debit card. Can I receive a loan on the same day even if I have poor credit? We are responsible lenders and we've got our own set of criteria to decide if we're able to loan you money. However, we'll take into consideration your income and other financial aspects in deciding if we want to loan you money. You might still be able to get a loan with same day payment even with poor credit, subject to affordability. What amount of instant cash is it possible to borrow? Short-term loans are available between PS100 and PS1,000. We will fund your loan on the same day we approve it, 24 hours a day. What exactly does Dot Dot's day-to-day UK loan mean for repayments? You can spread the cost of our instant online cash loan for people with bad credit by making monthly fixed instalments that range from 3 and 9 months based on how much money you're able to borrow. You can make use of the sliders to decide what repayment terms are possible on our short term loan calculator. After you've been approved, your payment will be automatically credited via Direct Debit. Even though your monthly installments will be the same, we know that things can change. Talk to our friendly team as soon as you're worried about being behind in your payments or failing to make a payment. Although there isn't a charge for late payments We will charge you for late payments. However, it could affect the credit score of yours. What's the interest rate? The amount you are borrowing will affect your interest rate. The best way to find out what yours could be is to utilize our calculator for short-term loans. All rates are upfront fixed. This means the amount of interest you have to pay every month will be the same, which could make your same day loan easier to budget for. Are there any additional charges? We don't charge late payment fees, additional fees for interest, or any other unpleasant charges. Apply for a same day UK loan today! Instant emergency loans are available for poor credit. Start by using our short-term loan calculator. To figure out the amount you'll take out, select the amount that you need and then determine the number of monthly payments you'll have and what you'll be liable for. If you're satisfied to apply, click 'apply now' and complete our short application form. Remember that we don't consider your credit score and are able to offer loans on the same day to people who have poor credit. We will contact you as soon possible. Loans that have been approved are funded every hour 24/7. If you have questions you're looking for answers, please refer to our FAQs and get in touch with our friendly staff.