Online Lending for Bad Credit - Same Day Lending Are you facing an emergency cost that needs to be paid for? You can't afford not to cover an urgent cost for example, a broken boiler or medical bills. Additionally, you might not have the money to pay for it. Our quick, instant loans are subject to affordability. Apply online for loans ranging from PS100 to PS1,000, with no security or guarantor. Once approved, your loan will be transferred on the same day. We will also look at your credit score so that you are able to receive an same-day loan even with poor credit. Learn more about same-day cash loans. How do you apply for Dot Dot Loans. What are the same-day loan options? Any loan that is in your account within 24 hours of the time your application is approved is the one we're talking about. They usually include an online application that is simple with quick replies from lenders as well as an immediate payout. These loans can be used to pay for unexpected expenses that cannot be put off for. You can take out a small amount to address temporary issues and then pay the money back in a couple of weeks to months. What can cash loans be used for? When disaster strikes or unexpected expenses mount Sometimes, it's not as simple as tapping into your savings. You can get same-day funding online to cover urgent costs. This could include: Costs for home maintenance, such as repair to your washing machine or boiler Motor vehicle repair costs and MOTs Vet bills and medical bills Life can be unpredictable. However, knowing that you can get a loan within 24 hours can ease the anxiety. What are the advantages of online loans that are accessible within a matter of minutes? It is not necessary to submit an extended application or wait for weeks for an answer as with other forms personal finance. Dot Dot Loans is a rapid loan lender for people with bad credit. You'll receive a decision in only a few minutes and your loan will be transferred promptly, provided you meet all affordability requirements. Online applications are convenient because you don't have to make a trip to the store or bank to fill out an application. You can apply online using your laptop, computer, or mobile phone to fill out an application in a matter of minutes, and continue with your day. A majority of same-day cash loans can be obtained without security or guarantor. Because they're typically smaller loans, you could be able to get approved even if you have a poor credit score. Even if you've got bad credit, you may still receive loans with a quick approval even if you have poor credit. What are the different kinds of loans online that can be repaid in a single day? Instalment loans and payday loans are two common sources for cash on the same day. While both can be used to serve similar purposes but there are significant differences in their working. Payday loans are designed to pay for your monthly expenses until your next paycheque. You'll then have to pay the entire amount in one payment. These fees can be costly and can be accompanied by the highest interest rates. Instalment loans could be a more convenient option. In this way, you can be able to spread the cost of your credit in smaller instalments. We offer loans that are available on the same day that are free of charges for late payments and an easy application. What are the guaranteed loans that can be made on the same day? You may come across companies that provide guaranteed same-day cash loans. This suggests they can guarantee the approval of your application. Some lenders offer guaranteed same-day loans to people with poor credit without a guarantee. They may sound too promising to be true. Financial institutions licensed under the Financial Conduct Authority should be fair and responsible in offering loans. You should also perform affordability checks to ensure you don't take on any debts you aren't able to repay. Reliable lenders might promise to transfer the loan as quickly as possible if you have submitted your application. However, they cannot promise the approval of your application. What is the process for same-day loans? Dot Dot Loans offers a quick application for loans. Use our short-term loan calculator to choose how much you want to borrow, see the repayment terms available, and check the total cost prior to deciding to apply. We offer same day cash up to PS100 that will be paid back in 3 to 9 months, depending on the amount borrowed. You can apply online in just minutes and receive a prompt decision when you most need it. We'll conduct credit and affordability tests as responsible lenders in order to ensure you get a loan that you can be able to afford. If you have poor credit and are unable to pay the monthly installments We can provide same-day loan for UK residents. You may receive your loan on the same day if your application has been accepted. We can fund approved loans all hours of the week. We'll then take your repayments on a regular basis. A short-term loan A Representative Example The loan is PS250 over 3 months with monthly repayments of PS133.65 Total amount to be paid PS400.95 Interest rate 284.76% (fixed). Representative 1228.67% APR Dot Dot Loans is the ideal choice for your lender on the same day It's easy to use, fast and easy. We provide same-day loans for people with poor credit. You will know exactly who you're dealing to. These six elements will help you feel more confident when applying for one our same-day online loans. Quick: Apply within minutes for a quick decision and a loan on the same day (subjectto financial capability). Honest: The amount which you agree upon upfront is the amount you'll be able to repay. Flexible Loans: You can take out between PS100-PS1,000, and divide the cost over 3 to 9 months based on the amount. Responsible lending: Dot Dot aims to make responsible lending a part of the process. When we make a loan application, we conduct an affordability review. This is helpful for us as well as you by giving you confidence that you can control your loan. Customer service is friendly: Our customer services team are happy to help. Recommendation: Trustpilot reviews have rated us as excellent by our clients. What is the best moment to apply for an instant loan? A loan that is available on the same day for bad credit is not necessarily the best option. Consider how much money you are applying for and the reason you require it, and if you are able to afford the repayments. If you're already in the burden of debt, another loan is unlikely to ease your burden. PayPlan is one of the most highly rated and respected debt experts are available to you should you have any concerns about managing loans. MoneyHelper, StepChange or National Debtline are able to provide independent, free advice. Can I get get a Dot Dot Loans same-day online loan? Dot Dot Loans offers a same-day cash advance if the following conditions are met: You must be 18 or older You have an address in the UK You're currently employed, or receiving benefits If you have an active email and mobile number You have bank account information as well as the details of your debit card Do I qualify for a same day loan with low credit? As with all responsible lenders, we also have our own set of criteria to determine if we're able to provide you with a loan. Your credit score is not the only thing that matters. We also take into consideration your expenses, income, and your monthly income. There are still alternatives for loans that allow same-day payment even if you have bad credit. But, it's dependent on your financial capacity. What amount of cash can I make the next day? You could apply for a quick-term loan that ranges between PS100 to PS1,000. We can fund it on the same day you're approved, 24/7. What do Dot Dot's same-day UK loans affect how much they are owed? You can spread the cost of our same day online cash loans for bad credit in fixed instalments of 3 to 9 months, contingent on the amount you'll need to borrow. Look over the sliders in our short-term loan calculator to find the repayment conditions. Once your application is approved, Direct Debit will automatically take your payments. The monthly amount of your payment will remain the same, but things could alter. Talk to our friendly team immediately if you are worried about not being able to make your payments or if you've missed payments. While we don't charge any late payments fees, missing payments could result in damage to your credit score. What is the rate of interest? The amount you are borrowing will affect your interest rate. To determine the rate of interest, you can use our calculator for short-term loans. Our rates are all fixed at the beginning. That means that you'll pay the same interest every month which makes it easier to budget your same day loan. Are there any additional fees? We don't charge late payment charges, additional interest or other unpleasant extras. Apply for a UK loan today! Credit with poor credit can be paid back quickly using same-day emergency loans. Start by using our short-term loan calculator. Find out how much you can borrow, what your monthly payments will be and how much you'll pay back overall. Once you're happy to proceed with our short application then click "apply now". Sometimes, we can offer same-day loans for poor credit, based on your credit score. We'll respond to you as soon as it is possible. Approved loans can be funded all hours of the day. If you have any questions we invite you to read our FAQs.