No Credit Check Loans

Some specifically seek out n credit check same day loans as they're worried about the approval process due to a low credit score. Or they just want to avoid the possibility of having another loan request added to their credit file. It is understandable, but it's impossible. All lenders that are FCA-regulated in the UK are required to perform credit checks on potential applicants. When we apply we perform a soft search to determine eligibility. The search doesn't leave any lasting marks on your report.

A credit report is essential because it protects both the person applying as well as the lender. We have a network of responsible lenders who will not loan you more than you are able to repay. This is how debt issues arise. Lenders also consider affordability as a major factor in determining credit score. Even if the goal was to obtain an loan without a credit checking, a credit check might be beneficial.
No Guarantors

Omacl.co.uk has no loan products that require a guarantor. Our loan product is only. We do not offer the option of a guarantor. If your application is denied it will not be an chance to give a reference or request a Guarantor. It is a fact you need to be aware of prior to submitting your loan application.
Guaranteed Same Day Loans

Same day loans cannot be secured, primarily due to the lenders discretion as to when they can release funds. Internal processing systems at your bank play an important part. There are different processing times for different banks, meaning there might be a higher number of transactions.

Most people receive their loans on the same day it was applied for. If you apply outside normal business hours, during weekends or on an official holiday, your loan application may be delayed.

A guarantee for a day-to-day loan is accessible. It is recommended to submit your application early on a normal working day to ensure you stand the best chances of receiving the money within an hour.
What are the top applications for a same-day loan?

All the loans offered via Omacl.co.uk are considered cash-based loans, for any purpose. That means you are allowed to use the money for whatever you wish. We will ask for the reason behind having a loan when you go through the application process. However, the loan isn't contractually tide to such.

Here are a few of the most commonly requested applications our customers have supplied us with throughout the same day loan; primeranissan.ru, application process.
Common Applications for Same Day Loans

Assistance with leasing or mortgage payments
Assistance with phone bills, tax, and utilities.
Consolidation of existing loans and avoidance of additional fees
Pay your bills until payday.
Food, transport daily living.

Unemployed? Receiving Benefits? Are you still able to obtain a loan?

If you're unemployed, you're going to find getting a same day loan quite difficult. There is no getting around this. However, this doesn't mean that it's impossible. Our lending partners often accept loan applications from people who are in the process of losing their jobs as well as those receiving benefits. If you have some form of income, you'll be considered.
Unemployed Credit

You can still apply even if you are unemployed and still have income sources, such as benefits, redundancy payments or pensions. Our lenders typically determine eligibility based on affordability, along with traditional credit checks and scoring. To determine your ability to make the necessary repayments this is done by a basic calculation of your monthly income is less than your monthly expenses.
Benefits of loans

If you're currently receiving benefits, you are welcome to request a same-day loan with Omacl. It all depends upon the kind of benefit you get. Some benefits are classified as income while others aren't. For instance, universal credit or child benefit would be considered income whereas the housing benefit or job seekers allowances are not be. Visit our loans page for more information.
Omacl loves its customers. Here's how.

Omacl is an industry leader in the day-to-day lending industry. Our reason for this is because of our service. Our customers are satisfied that we follow through with what they tell us to do. And we do so in a timely fashion. Our customers are kept informed at all stages of the application process. The application process is easy and clear.

Our customers are always treated with respect and we take pride in providing rapid, same day loans. So if you need money urgently or in the event of the event of an emergency, Omacl is here for you. Whatever your financial situation we are able to help. We are here to help.