Online Loans for Bad Credit the Same Day Do you have an urgent expense to cover? You can't afford not to cover an urgent cost for example, a broken boiler or medical bills. Also, you may not have the money to pay for it. We offer loans on the same day which can be obtained within 24 hours. You can apply online for a loan between PS100 and PS1,000 with no guarantee or security. We will immediately transfer your loan, if we are you are approved. We look at more than just your credit score and you may be able to get a same-day loan even with poor credit. Find out the ins and outs of same day cash loans and how to apply with Dot Dot Loans. What are these loans? The loans are paid out of your bank account as soon as your application has been accepted. They usually come with an easy online application, a quick reply from the lender, and a fast payout after. These loans can be used to pay for expenses that cannot be put off for. They are short-term loans and can be used to pay off temporary loans or solve short-term issues. What can you use day-to-day cash loans? If disaster strikes or unexpected expenses mount Sometimes, it's not as easy as dipping into your savings. Loans online that provide same day funding can help you in paying for costs as quickly as possible. This could include: Costs for home maintenance, such as boiler or washing machine repairs Repair costs for vehicles or MOTs Medical and vet bills It's not easy to predict the future. However, knowing that you can receive loans in the same day can help to relieve some of your stress. What are the benefits to same-day online loans? You don't need to complete an extensive application or wait weeks for an answer like other kinds of personal finance. Loan lenders that offer same day loans for people with bad credit such as Dot Dot Loans will give you an immediate decision and then transfer the loan quickly subject to financial capability. Online applications mean that you don't need to go to a store or bank to fill out an application. Apply online on your phone, computer or laptop in a matter of minutes. After you've completed your application you can return to your day. Most same-day cash loan are offered without a guarantee or security. Because they're usually smaller in size, it could be more straightforward to be approved even in the event that your credit score is low. Even if you have poor credit, you can still get quick loans for low credit. What are the various kinds that are available for loans on the same day? Payday loans and instalments are two popular sources of cash in a hurry. Both are obtainable however they do have some key different ways in which they operate. The payday loans can be utilized to make ends meet until you get your next pay. You'll then have to pay everything in one go. They can come with expensive interest rates and penalties for late payments, which could cause more problems than resolve. An instalment loan might be a more manageable alternative. It allows you to spread the cost out and pay less monthly. We provide loans on the same day, with no hidden late payments fees and an easy application. What are guaranteed instant loans? Certain lenders could offer instant cash loans. This means that they'll approve your request. Some lenders even offer loans with guaranteed same-day approval for those who have poor credit. They may seem too good to be true. All lenders authorized by the Financial Conduct Authority must offer loans that are fair and ethical. It is also recommended to do affordability checks to make sure that you aren't taking on loans you're not able to pay back. Responsive lenders may offer to transfer your loan as fast as possible if you have completed your application. However, they cannot guarantee acceptance. How does our same-day credit work? You can obtain a loan the same day through Dot Dot Loans with minimum effort. We offer a short-term loan calculator for an estimate of just the amount you'd like to borrow. You can then review the repayment conditions and determine the total cost prior to applying. Cash on the same day within a matter of hours from PS100 up to PS1,000. The repayments are spread over 3-9 months, depending on how much you borrowed. Apply online in a matter of minutes and receive a prompt decision when you most need it. We'll conduct affordability and credit checks as responsible lenders in order to ensure you get a loan you can manage to pay for. Under certain circumstances, we may be able to provide UK residents who have bad credit same-day loans. Your loan can be at your bank account on in the same day upon approval. We approve loans each hour, all day, every day. We then pay your loan. A short-term loan Illustration Borrow PS250 over 3 months with monthly payments of PS133.65 Total amount payable PS400.95. Interest rate 284.76 percent p.a. (fixed). Representative 1228.67% APR Why choose Dot Dot Loans as your same day loan lender? Our process is quick and easy to follow. We provide same-day loans for bad credit. You'll know exactly whom you're dealing with. These six points will make you feel confident when applying for one our same-day online loans. Quick: Apply within minutes for a quick decision and a loan on the next day (subjectto the affordability). Honest You'll be able to tell that the amount you've agreed to pay to pay upfront will be the amount you'll be able to repay. Flexible: You can borrow between PS100 or PS1,000 and spread the cost across 3-9 months, based on the amount of loan you're getting. Reliable: Dot Dot is committed to lending responsibly. As part of every loan request, we conduct an affordability review. This helps us and also benefits you in that it gives you confidence that you will be able to manage your loan. Customer Service Friendly: Our customer service staff is here to help. Recommendation from Trustpilot We are rated by our customers as "excellent" on independent review website Trustpilot. Is it possible to receive a same-day payday loan? It's not always the most ideal idea to apply for an instant cash loan online with poor credit. Be aware of the amount you're applying for, why you're seeking it, and whether or not you are able to pay the monthly payments. Don't take another loan if you're already over the top. PayPlan is a leading UK service that offers free debt counseling. We also assist you manage your loan. MoneyHelper, StepChange, National Debtline and National Debtline offer impartial and free debt assistance. Can I get a Dot Dot Loans instant online loan? Dot Dot Loans offers a same-day cash advance if the following conditions are met: Are you 18 or older You have an UK postal address You are employed or you have been a recipient of benefits. You are able to use an email address as well as a phone number that is valid Your bank account details and debit card details Do I qualify for a same-day loan with bad credit? As responsible lenders, we've set our own criteria that will decide if we can lend you money. However, remember that the focus not only on your credit score - we'll also consider your income and outgoings too. It is possible to obtain a loan that offers same day payment even with poor credit, but only if you can afford it. How much cash in a flash can you get? A short-term loan is available starting at PS100. We provide funding on the same day, 24 hours a day. What do Dot Dot's same-day UK loans impact how much they are owed? You can spread the cost of our same-day online cash loans for those with bad credit by paying fixed monthly instalments of 3-9 months, depending on how much you take out. Utilize the sliders on our short-term loan calculator to determine the repayment terms available. If your application is accepted, Direct Debit will automatically collect your repayments. Although your monthly installments will be the same each month, things could change. If you're worried about late payments or falling in debt, we suggest you talk to our helpful staff immediately to establish the new payment plan. Although we don't charge a late payment fee the consequences of missed payments could affect your credit score. What is the interest rates? Your borrowing amount will determine the rate of interest. To calculate your interest rate, use our calculator for short-term loans. Our rates are all fixed at the beginning. This means your monthly interest payments will be similar every month. This will allow you to plan your budget for the loan you need today. Are there any additional costs? We don't charge late payment fees, additional interest or other unpleasant additional charges. Take out a loan in the UK now! Credit for emergency cash with bad credit is accessible immediately. Make use of our short-term loan calculator to begin. Pick the amount you would like to borrow, calculate the monthly repayments and then determine how much you will repay. When you're happy with your choice, click on "Apply Now" to fill out our quick application. Be aware that we do not consider your credit history and can provide loans same day to customers with poor credit. We will contact you as soon and as efficiently as possible. The loan approvals approved by the bank are processed within 24 hours. If you have questions you're looking for answers, please refer to our FAQs and contact our friendly staff.