If you need money fast and need it urgently, same-day loans may be your solution. Sunny lets you apply for these loans. Sunny provides instant approval from our broker partner's top-rated panel of lenders and a quick money transfer if accepted. Along with the flexibility on offer to borrowers, the lender panel make loans as straightforward as they can. Sunny is a loan introductionr. Sunny's broker partners research the market for loans, so that you don't need to. Once you've been approved by the lenders, the same-day loans will be transferred into your account. We don’t charge any fees. This means there are no application fees or admin costs that will be added to the application for a loan. Similar Articles Eligibility for a same-day loan It's a smart idea to verify your eligibility for a cash loan the same day in the event of an emergency. Sunny will require that our customers satisfy certain requirements. First, you should not be under the age of 18 or a UK resident. You are not able to be insolvent or suffer from other financial problems and you must not be receiving a regular source of income. Lenders from our broker partner are also required to provide proof of address as well as confirmation that you have active bank account. If you want to be accepted for a loan, you will also have to sign an agreement on credit and affordability. This checks your ability to repay the loan. Representative 89% APR Representative Example: Borrowing from PS1000 for 18 months. the total amount to be repaid is PS1853.43 Total Intense is PS853.43 and the Interest Rate (Variable), is 89.9%. Rates ranging from 9.3% APR and 1721% APR - your no-obligation estimate and APR will be based on your personal situation. The terms of lending range between 3 and 36 months. The loan term is subject to approval by the lender. Sunny Loans can be registered as a trade name of Upward Finance Limited. Flux Funding Limited is the credit broker. The loan repayment terms are for a period of 3 to 36 months. Warning! Late repayments could result in serious financial issues. For help, go to www.moneyhelper.org.uk. Information Hub on loans for same-day use The information hub on our website has answers to many of the most frequently asked questions regarding the same-day loans. The FAQ section can answer any further queries you might have, or you can speak to our friendly customer service representatives from the UK. What is a same-day loan? Do you have the ability to receive loans on the same day? What is the process for same-day loans? Will I be approved for a same-day loan on the same day? How can I check and improve my credit score? Do you think a loan on the same day is an excellent idea? Find out more about loans that are same-day. One option that is useful for dealing in times of need is to apply for an same-day loan. Similar-day loans, as their name suggests, permit you to get money on the very next day in the event that your loan request is approved. This lets you quickly and conveniently pay for unexpected costs. This type loan is often limited to a specific amount and is usually on a short term lending basis. The best financial solution for those who struggle to pay unexpected expenses or make enough money to live on is a loan that can be payed on the payday same day loan day. Since you don’t have to wait around for approval, you can immediately address your financial issues. Sunny offers instalment loans that range from PS100 up to PS2,500. Repayment terms are dependent on the amount you're able to borrow. Our broker partners will assist you locate a loan that is tailored to your specific needs. The repayment schedule will automatically spread your repayments over a period of time in order to meet your budget. Many lenders let you use the online accounts to make additional payments or to reduce your payments so that you pay sooner and avoid interest. While same-day loans may seem appealing to many however, they are only utilized occasionally to pay for the cost of unexpected expenses or for emergencies. They should not be used to meet long-term financial obligations. It is important not to take out more loans than you're in a position to pay back. Make sure to research both the lender and the service that you're applying for prior to make your application. Sunny can be a great help In addition to the flexibility offered to borrowers Our partner's network of lenders make loans easy as they can. Sunny is an intermediary for loans and our broker partner collaborates with lenders who can help individuals of all kinds including those with bad credit. Sunny will give you an instant decision as soon as the loan application has been received. We don't charge any fees there are no application or administration costs. Lenders have flexibility so you may get an loan and decide to pay it back over a period of 3 to 36 months. Looking for alternatives lending options There are many situations that require the same-day loan. We've created a variety of guidelines to help decide if a cash loan is a right choice for you, depending on the circumstances. Guide to the process of obtaining loans Bad Credit Loans Cash loans Short term loans