No Credit Check Loans

Many are seeking the Ocredit check same-day loans due to being worried about being rejected due to poor credit scores. Or they just want to make sure no loan application records are showing up in credit reports. While this may seem understandable however, it's not possible. Every FCA-regulated lender in UK has to conduct a credit check on every applicant. In our case we conduct a soft search to determine eligibility. The search will not cause lasting damage to your report.

It's also important to know that both the applicant AND the lender are covered by a credit report. All the lenders we partner with are responsible in lending. We won't lend you more money that you are able to repay. This is how debt related issues arise. Alongside the fact that credit scores are not a standard part of our lives, it isn't considered by our lenders. Even if it is not the case that you require a credit check in order to be able to borrow money this might not be a bad idea.
No Guarantors

Omacl.co.uk's loan products do not require an guarantor. Our loan product is only. We do not offer any guarantee. If your application is rejected the applicant will not be given the opportunity to propose the guarantor, and to have your application reprocessed. It is a fact you need to keep in mind prior to making a loan application.
Guaranteed Same-Day Loans

Because lenders have the discretion to make loans available whenever they wish, same-day loans are not assured. It is also important to consider the internal processing of your bank. Different banks have different cut-offs time and execution dates and therefore are more likely to process transactions than others.

Most customers receive their loan on the same day it was applied for. There may be a delay for a response if you apply late in the day or on the weekend.

The best way to get the guaranteed loan for the next day as soon as possible is to submit your request at the beginning of the day of any normal working day.
What Can I Benefit from to get a same day loan for?

Omacl.co.uk loans are cash-based loans that can be utilized for any purpose. The money can be used to fulfill any need you want. We will require the reason for which you're applying for a loan, but the loan is not legally obligated to do so.

Below are some of the most commonly requested uses our customers have provided us with their information during the same day loan application process.
Common uses for Same Day Loans

Assistance for your mortgage or rent payments
Support with bills, like phone, taxes, or utilities.
Consolidation and Elimination of Additional Charges
Get by until the next payday.
Food, transport and all daily life.

Unemployed? Receiving Benefits? You are still able to get a Loan Today

Finding a same-day loan isn't easy if you're not employed. It's a fact. This doesn't make it impossible. Our lending partners usually accept loan applications from people who are in the process of losing their jobs and those who are receiving benefits. If you earn any type of income, your application will be assessed.
The loan program is for those who are unemployed.

It doesn't matter what your source of income isn't income, such as benefits, redundancy payments or pensions, if you're currently unemployed and you're eligible to apply. The lenders we work with typically base eligibility upon affordability, as well as traditional credit checks and scoring. It's a simple calculation of your income less expenditure monthly to determine if you're in a position to make the required monthly repayments.
Credit for people who are on benefits

Omacl will also allow you to apply immediately for a loan even if your benefits are not yet exhausted. It's dependent on what kind of benefit you've received. Certain benefits are considered to be income, other benefits aren't. Universal credit, child benefit, etc. could be considered income. Housing benefit and Job seekers Allowance would not. To learn more, visit our loan to individuals on our benefits page.
Omacl has a lot of customers. This is the reason!

Omacl has been ranked as one of the market top lenders in the same day lending industry. The reason behind this is our service. Our customers are happy that we do what they say. We respond swiftly. We keep our customers informed at every stage of the process of applying.

We're pleased to provide quick, same-day loans to our customers who require it. So if you need money urgently or in the event of the event of an urgent situation, Omacl is here for you. We can assist regardless of your financial demands. We can assist you.