Online Same-Day Lending for Credit-Cruised People Do you have to pay an immediate expense? It doesn't matter if the issue is a boiler that's broken or an unexpected medical bill. There are times when you just need to act now. It's possible that there aren't any savings that you can borrow from. You can get a simple loan on the same day you make your application, provided you are able to repay your loans. Online, you can apply for between PS100 and PS1,000 without security or guarantor. We'll send your loan the next day if you are accepted. We look at more than just your credit score. It is possible to qualify for loans on the same day even if you have bad credit. Read on to find out more about instant cash loans and how you can apply for Dot Dot Loans. What are the benefits of same-day loans? It's about any loan that you can have in your bank account the next day after the application is approved. They typically come with an easy online application process quick response from the lender, and a fast payday thereafter. The same-day loan was designed to help you pay for expenses which can't be put off. These loans are short-term and can be utilized to pay off temporary loans or solve short-term problems. What do you need same-day cash loans for? It's sometimes difficult to reach your savings in the event of a disaster or an unexpected expense. The same-day loans offered by online lenders are available to assist you with the cost of paying as soon as possible. That could include: Costs of home maintenance like repairs to the boiler or washing machine Repairs and MOTs on vehicles Medical or vet bills The unpredictability of life makes it hard to determine whether you'll be able to obtain a loan on the same day. What are the advantages of online loans that are same-day? It won't take you weeks to get a response or to complete complicated forms such as personal finance. Dot Dot Loans, a lender for bad credit with immediate approval, will make a decision quickly and will transfer your loan as soon as possible. Online application means that you don't have to visit a store or bank to fill out an application. You can apply online from your smartphone, computer, or laptop within a few minutes. Once you are done you are able to return to the day. A lot of cash loans for same-day use can be obtained without the need for the security of a guarantor or security. They are often smaller loans , which means you could be faster approval if your credit is not excellent. Our loans for poor credit that pay on the same day can be accessed by anyone even those with bad credit. What are the various types of online loans that are same-day? Instalment loans and payday loans are both common sources of instant cash. Both are able to be utilized in the same manner, but there are key differences between them. Payday loans are designed to help you pay your monthly bills until the next paycheck. In order to repay the entire amount, you will have to pay it all back in one payment. These loans could come with high interest rates and costly late payment fees, and they could cause more problems than they solve. A mortgage with an instalment payment could be a good option. In this way, you can reduce the cost of credit in smaller instalments. We can provide quick loans within the same day, with no late fees and are subject to creditworthiness. What are the guaranteed loans that can be repaid within a single day? There are lenders that offer guaranteed same day cash loans. It could be that they will approve your request. There are even guaranteed same-day loans for people with bad credit, if you have a guarantor. They may sound too promising to be true. Lenders authorized by the Financial Conduct Authority, (FCA) are required to provide loans in a fair and ethical way. You should also conduct affordability checks to ensure that you aren't taking on obligations you're not able pay back. The most reliable lenders will guarantee that the loan will be transferred the same day they approve your application. But, they can't guarantee acceptance. How do our same day loans function? You can apply for loans the same day from Dot Dot Loans with minimum effort. We offer a short-term loan calculator to obtain an instant estimate of how much you would like to borrow. After that, you'll be able to review the repayment conditions and determine the total cost prior to applying. We provide same-day cash from PS100 to PS1,000. You can repay over 3-9 months based on the amount you are borrowing. Apply in minutes and receive a fast decision when you need it most. We'll conduct affordability and credit checks to determine if you're financially able to repay the loan. A few UK residents can avail the same day loan even with poor credit However, this is only available in certain instances. The loan could be on your account within the next day after approval. Approved loans are funded every hour of the day, 24 hours every day. We'll then collect your repayments in a timely manner. A short-term loan An example Borrow PS250 for 3 months, and pay it monthly PS133.65 Total amount to be paid PS400.95 Rate of interest 284.76% (fixed). Representative 1228.67 percent APR Dot Dot Loans is the right choice for you as your same-day loan lender It's simple to use, fast and easy. We offer same-day loans direct lender for people with bad credit too, so you'll always know who you're dealing. Six reasons to feel confident when applying to one of our same-day online loans. Quick: Apply in a matter of minutes and get a fast decision, and get your money the next day (subject to your affordability). Honest: The amount of money you agree to in advance will be the amount you pay back. Flexible: You can borrow between PS100 and PS1,000 and spread out the cost over 3 to 9 months, based on the size of your amount of loan. Responsible lending is the way we aim to achieve at Dot Dot. As part of every loan application, we perform an affordability review. This aids us as well as you by giving you confidence in your ability to manage your loan. Customer service is friendly: Our customer services team are willing to assist. Highly Recommended: Our customers rate us 'excellent' on the independent review site Trustpilot. When is the ideal time to obtain a loan on the same day? The option of taking out a same-day cash loan online if you have bad credit isn't always the best option. Be aware of the amount you're applying for, the reasons you need it for, and whether you have the ability to pay for the loan. A loan isn't going to ease your burden when you're already in debt. We may connect you with PayPlan, one of the most reputable free debt advice providers, if you're worried about managing your loan. MoneyHelper, StepChange and National Debtline each offer free, impartial advice regarding debt. Do I have the right to a Dot Dot Loans same-day online loan? Dot Dot Loans allows you to apply for a same-day loan. You are 18 or over You have an UK Address You're employed, or you have benefits. You have an email address and phone number that is valid You should have bank account and debit card details What if I have poor credit and would like to get an instant loan? Like all responsible lenders, we also have our own set of criteria that help us determine whether we're able to provide you with a loan. Remember that we don't focus on your credit score only. We also look at your earnings and expenses. If you're able to make your payments promptly, you could be eligible for a loan with the option of a same-day payment, even with bad credit. How much cash same-day can I borrow? You can apply for a loan for a short period of time between PS100 and PS1,000. We will approve it the same day that we have approved, anytime. What do Dot Dot's same-day UK loans impact repayments? You can spread the cost of our cash loans online on the same day for those with poor credit by fixed installments of between 3 and 9 months depending on how much you are able to borrow. You can use the sliders to determine what repayment terms are possible on our short term loan calculator. Once you've been approved, your payments will be collected automatically via Direct Debit. Your repayments will be the same every month, but we're aware that things may alter. To avoid falling behind in the payments or failing to pay, contact our friendly team right away to create a new plan. Although we don't charge fees for late payments late payments can impact your credit score. What is the interest rate? Depending on the amount you take out and the loan amount, your interest rate will vary. To calculate the rate of interest, you can use our calculator for short-term loans. Our rates are all fixed in advance. This means that your monthly interest payment will be the same each month. This can help you plan your budget for the loan you need today. Are there additional charges? We don't charge late-payment charges, additional interest, or any other nasty extras. Find a loan in UK now! Same day emergency loans for bad credit can allow you to deal with problems almost as soon as they arise. To begin, you can use our calculator for short-term loans. Pick the amount you would like to take out, calculate your monthly payments, and then check the amount you'll have to pay back. When you're happy with your choice If you're satisfied with the decision, click "Apply Now" to fill out our quick application. Remember that we don't just look at your credit history. In some instances we might be able to offer loans on the same day to those with poor credit. We will respond as soon as we can. All loans that are approved are available for funding all hours of the day. If you have any questions, please consult our FAQs.