What is a "Same Day Loan"? The same-day loan refers to approval and receipt of your money within 24 hours after you submit your loan request. They are intended to assist you in financial emergency when you need immediate cash. Apply now for an instant decision If you are approved, we'll promptly fund your small loan. On most days, you'll receive the loan into your account within an hour. We don't charge our customers fees for same-day services However, please be aware the speedy payment policy may determine how fast your payment gets to you. Can I Get A Same Day Loan 24 hours a day? You can submit an online application for the same day cash loan, 24 hours a.m. and 7 days. We understand that people who apply online for cash loans on the same day typically require them fast. That's why we promise to expedite loan applications. Quick Loans Express provides PS500 loans as well as PS1,000 loans. We offer payday loans in varying amounts and same-day loans for those in financial trouble. Quick Loans Express offers loans of between PS300 to PS1500 to help you pay for unexpected expenses or get you out from financial difficulties. What's better, with our 9 month loans you can pay back increments of up to 9 instalments per month. People with poor credit scores will be accepted provided they pass the affordability test and meet other eligibility requirements. We pay your money to your UK account within 24 hours of credit approval. Are there loans available on the same day for those who are on benefits? An income that is steady is necessary to qualify for a loan at us. We will only approve loan applications if applicants can prove they can afford the loan. If you have a regular income from benefits, you'll be eligible in the event that your budget is enough funds to pay monthly loan payments. What happens if I'm unable to pay my same-day payday loan? If the due date for the repayment is approaching and you can't afford to make the payment then you might be able to refinance your same day loan. This means increasing the interest rate for the period. If you are struggling financially, we can arrange affordable installment plans. It is essential to plan your repayments prior to applying for a online same-day loan. If you make a late payment, it can result in a high-interest loan and could lead to serious financial problems. What can I use Quick Loan Express's Same Day Cash Loans? Our short-term loans are designed to help you get emergency cash in the event that you require an unexpected cost. It could be for unexpected expenses or make repairs to your car or washing machine or your car. A loan that is same-day is not secured and should be used only for financial assistance in the short term and not for treating longer-term financial issues. If you're in the middle with financial burden, there are plenty of sources of support and guidance. Lenders that offer Same-Day Loans that do not require a credit check must be avoided The Financial Conduct Authority considers UK same-day loans that aren't subject to creditworthiness tests to be reckless and risky. Credit scores that are not good could mean that you're not able to repay the loan. Responsible lenders will examine your credit score to make sure you don't take a loan only to find yourself in financial trouble. A lender that doesn't perform a credit check or provides guarantees for same-day loans could result in serious money issues. We do not recommend using them. If you're having trouble finding an loan you can find a number of credit organizations like StepChange. Only take out a loan from a lender who is licensed. This information can be found on the Financial Conduct Authority's (FCA) website. Are the Quick Loans Express Loans the right choice for you? You should carefully review any credit application you make. Are you able to get a loan? It is possible to get your family members' help. Have you considered cheaper options if you need to get money? You could apply for a loan from a bank. Make sure you exhaust all possible options before applying for credit that is short term If you've determined that a payday loan is the best option be sure to consider the amount you are able to afford. Same-day loans online can be an alternative to payday loan. Quick Loans Express - Apply in Under 5 Minutes Flexible Repayments As with payday loans, you do not have to pay back the loan completely each payday same day loan. Instead, you could pay back the loan over a monthly basis. If you have the money sooner, you can repay it earlier and avoid interest charges. You can even make partial early payments to bring down your total payment. Quick Loans Express: Pay your loan the same day! Bad Credit OK We've been providing credit for people with bad credit for the past five years. It is possible to still apply the credit score you have isn't the best. Even though your credit score will be reviewed prior to submitting your application and we're concerned about whether you can afford the loan. Quick Loans Express does not charge any hidden fees or very low rates of interest. Trusted Direct Lender We lend fairly and responsibly. The process involves credit checks and an affordability assessment. Customers' financial security is paramount for us. Click here to open our application Why should I choose Quick Loans Express over a Direct Lender for a Same Day Loan? Quick Loans Express has been helping thousands of individuals with financial emergencies in the UK by providing immediate loans. We are an authorised lender, and we will only loan money to those who can afford it. We offer a range of financial products like immediate payday loans, as well as 6-month loans. Learn more about us here. Are you a broker? We are among a very few UK lenders who also offer broker services. What does this mean to you? It means that we'll ask you to confirm that you're ready to be approved by another lender if we cannot offer you a loan. Do not sign up for this service if don't intend to. Please note that we are a licensed credit broker that means your contact details can be secured. It's important to point out that although we do offer same day , short-term loans, we are not able to promise that you'll receive the loan on the same day should we can find another lender to collaborate with. We're here to answer any questions by calling 0203 909 5555. We can help you get a loan!