No Credit Check Loans

A few specifically look for o credit check the same day loan because they're worried about the approval process due to a low credit score. Or simply want to avoid the possibility of another loan application appearing on their credit reports. Although this may be understandable but it's just not feasible. Every lender that is regulated by FCA in the UK must run a credit search on every applicant. In our situation it is a soft search carried out during the application process to verify the eligibility. This search does no lasting damage to your application.

It's important to remember that a credit screening protects the applicant and the lender. The lenders we collaborate with are responsible lenders and will not loan you more than what you can afford to repay. This is why debt-related problems are common. In addition the affordability factor is one that lenders consider more important than normal credit scores. So you even if you wanted a loan without any credit checks being conducted, it might not necessarily be a negative thing.
No Guarantors

Omacl.co.uk's loans do not require a guarantee. The loan we offer is only. We do not provide a guarantor. If you are denied your loan application it will not be able to request a guarantor or request a reprocessing of your application. Please keep this in mind when you make your loan application.
Guaranteed Same-Day Loans

It isn't possible to ensure same-day loan due to the fact that lenders have the option of choosing when they will release funds. It's also crucial to take into consideration the internal processing of your bank. Different banks can process inbound transactions in a different way and have different cut-off and execution time.

Most people receive their loan the very same day they apply. But if you're applying outside of normal working hours, over weekends or on a bank holiday, your application may be delayed.

For a secured, same-day loan make sure you submit your application in the earliest possible time on a normal day to maximize your chances of getting money that day.
What do I need the same-day loan to use it for?

Omacl.co.uk's loans can be utilized as cash loans. This means you can use the funds for any purpose. You will notice that we will ask for the reason behind needing a loan during the application process, but the loan itself is not contractually tide to such.

These are just a few of the most popular uses we have received from customers during our same day loan application process.
Common applications for Same-Day Loans

Assistance with your mortgage or rent payments
Assistance with paying bills like telephone, utilities, or tax.
Consolidation and Avoidance of Additional Charges
Make ends meet till payday same day loan.
Food, transport, day to day living.

Unemployed? Receiving Benefits? You Still Have the Chance to Get a Loan Today

If you don't work it can be difficult to obtain a loan on the same day. This is the fact. However, this doesn't mean that we can think it's impossible. Our lending partners usually approve loan applications from people who are unemployed and those who are in the process of receiving benefits. They will consider you when you earn an income.
Loans for the unemployed

Even if you're not working however you have a source of income like redundancy benefits or retirement benefits, or a pension you might still be eligible for a loan. Lenders we work with often make eligibility determinations based on affordability along with the traditional credit check and scoring. This involves a basic calculation of your income less expenditure each month to determine whether you're able to make the required repayments.
People who are on benefits can get loans.

If you're receiving benefits, you are welcome to request a same-day loan via Omacl. It all depends what kind of benefits you're receiving. Certain benefits are considered income while others are not. Universal credit, also known as child benefit, would be classified as income. But housing benefit and the allowance for job seekers would not. To learn more, visit our loans to people on benefits webpage.
Omacl has lots of customers. Here's why!

Omacl is acknowledged as one of the most prominent companies in same day lending. This is due to our customer service. Our customers appreciate our ability to deliver our commitments. We respond quickly. We notify our customers each step of the procedure. This makes the application process easy and transparent.

We take pride in providing quick, sameday loans to our clients at their most dire times. If you require money urgently or money in the event of an urgent situation, Omacl is here for you. Omacl can assist you whatever your circumstance. We can assist you.