These loans are a lifeline for those who require quick cash in the case of an emergency. You can apply for this type of loan here at Sunny with an instant decision on our broker partner's top list of lenders, and a speedy transfer of funds when you're approved. The lender panel provides borrowers with the flexibility to make loans as simple and straightforward as is possible. Sunny is a loan broker who searches the market on behalf of you. The lenders will have the same day loan transfered directly to your bank account once you've been accepted. We do not charge charges. This means there are no application fees or administrative charges to be considered when making an application for a loan. Similar Articles The ability to get an immediate credit It is important to first confirm that you are eligible to receive a loan on the same day. Sunny requires that our customers meet certain criteria. The first is that you must be at least 18 years of age and be an UK resident. Also, you must not be bankrupt or otherwise insolvent and in receipt of a regular income. When you apply the lenders of our broker partner will need proof of your address and evidence that you have an account with a bank. You'll also need to agree to a credit and affordability check - this ensures you can pay back your loan after having been approved for the loan. It also looks at your past credit history to assist in making a the decision on your loan application. Representative 89 percent Annual Percentage Rate Representative Example: Borrowing: PS1000 for 18 Months, Total Repayable: PS1853.43 Total Interest: PS853.43, Interest Rate (Variable): 89.9%. Rates ranging from 9.3% APR and 1721% APR Your no-obligation quote and APR will be based on your specific circumstances. The loan term ranges between 3 and 36 months. Depends on the lender's requirements and approval. Sunny Loans is a registered trade name of Upward Finance Limited. This introducer is appointed by Flux Funding Limited. Flux Funding Limited is a credit broker and not a lender. There are three-36 month loan repayment timeframes. Warn yourself: Paying late could cause you serious money problems. For help, go to www.moneyhelper.org.uk. Information on Same Day Loans Hub We've addressed some of the most frequently asked questions around same day loans here in our information hub. Our FAQ section may also help you with any other questions you have or you could call our friendly customer service representatives from the UK. What exactly is a day loan? Can you get same day loan? What is the process of receiving loans on the same day? What happens if I need a loan that same day? What could I do to boost my credit score? A loan that is same-day is great for what? Information on same day loans You can use same-day loans to help you deal with emergencies in your life. The name says it all they allow you to get the money quickly and easily for unexpected costs. This kind of loan usually covers the smallest amount that is short-term. The most effective financial solution for those who struggle to meet unexpected costs or make ends meet is loans that can be paid on the same day. Because you don't need to wait for the approval of the loan and you are able to meet your financial requirements quickly once they occur. Sunny offers instalment financing from PS100 to PS2,500. Repayment periods will vary dependent on the amount you're borrowing. Our broker partners will help you find a loan tailored to your requirements. Your repayment plan will automatically distribute your payments over a number month to meet your budget. The majority of lenders allow you to use your online account to make additional payments or to reduce your repayments so that you pay earlier and save interest. Although the same day loan may seem like a welcome choice for some, they are designed for occasional use to cover an emergency or unexpected cost. They shouldn't be used to meet longer-term financial obligations. It is not advisable to take out more money than you can be able to pay back. Last but not least, make sure you study the loan you are applying for and the company that you are applying to, thoroughly prior to putting in an application. Sunny can assist In addition to the flexibility available to borrowers In addition, our partner's pool of lenders will make loan approval simple as is possible. Sunny is a loan introducer as well as our broker partner is working with lenders that can assist people of all different circumstances even those with poor credit. Sunny will provide you with an immediate response once you apply for an loan. We don't charge fees, there's no administrative or application fees. They are flexible with their lending terms and allow you to repay the loan over three or 36 months. Are you seeking alternatives to traditional loans? There are many situations that require the same-day loan. We've put together a number of resources that can aid you in determining whether the loan is suitable for you, based on your situation. Loan Guides Bad Credit Loans Cash credit Loans for short-term needs